The class is outside your carriers, so the account goes to someone else and takes the rest of the relationship with it.
Try admitted, wait for declinations, then start over with a wholesaler and answer the same questions again.
A different portal, a different contact and a different submission format for every kind of risk you write.
Describe the risk in plain language, upload an ACORD or forward the email thread.
Admitted appetite is checked before surplus lines, and the diligent search is documented.
Indications back from the carriers that actually write the class.
Binder, policy and surplus lines filings handled on our license.
Written into the broker agreement. We do not solicit your accounts and we do not contact your insured.
You remain the retail broker of record on every placement.
Send one account a year or fifty. There is no minimum and no penalty.
Taxes, stamping office filings and diligent search documentation are handled on our license. You get the confirmation for your file.
Clear commission schedule by line and market. No surprises at binding.
AI prepares the submission. A licensed broker reviews it before it goes to market.
Most agencies are cleared the same day they upload. Onboarding runs in parallel with a live submission, so you can send the account now and finish the paperwork while we are working the market. Nothing waits on a signature.
We stopped guessing which market a risk belonged in. One submission goes out and we know by lunch who is interested.
The surplus lines filings used to eat a day a week. Now they come back done and I have never had a stamping office kickback.
I sent a vacant building I would have declined two years ago. It bound in three days and the client moved their whole account to us.
Yes, when you are ready to send a file. Most agencies are onboarded the same day. Book a call to talk through a risk in the meantime.
Your agency license, an E and O certificate, a W-9, and a signed broker agreement. Upload them once and most agencies are cleared the same day. Onboarding runs in parallel with a live submission, so it never delays a file.
You do. Your expirations are yours, we do not solicit your accounts, and we do not contact your insured directly. This is written into the broker agreement.
We do. Filings, taxes, stamping office submissions and diligent search documentation are handled on our license. You get the confirmation for your file.
Appetite indications come back in minutes. Most risks we quote and bind the same day. Complex accounts take longer to structure and we work to close them within twenty four hours.
AI reads the submission, matches it to live carrier appetite, and prepares the file. A licensed broker reviews every submission before it goes to market. Appetite responses are indications, not quotes or binders.